Privacy Policy

Effective Date: January 1, 2025

Monarch Company LLC ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

We collect information that you voluntarily provide to us when you:

• Submit a contact form or funding application
• Subscribe to our communications
• Interact with our customer service representatives
• Apply for business financing

This information may include:

• Name and contact information (email address, mailing address)
• Business information (company name, industry, revenue)
• Financial information necessary to evaluate funding applications
• Communication preferences

2. How We Use Your Information

We use the information we collect to:

• Process and evaluate your funding applications
• Communicate with you about our services, offers, and updates
• Improve our website and customer experience
• Comply with legal obligations and prevent fraud
• Send you marketing communications (with your consent)

3. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties for marketing purposes. We may share your information with:

• Service Providers: Third-party vendors who assist us in operating our business (e.g., payment processors, technology providers, credit bureaus)
• Legal Requirements: When required by law, subpoena, or other legal process
• Business Transfers: In connection with a merger, acquisition, or sale of assets

Mobile Information Sharing

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. SMS & Text Message Communications

If you opt in to receive SMS or text messages from Monarch Company LLC, the following terms apply:

• Consent: By providing your consent, you agree to receive recurring marketing and promotional SMS/MMS messages from Monarch Company LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
• Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
• Costs: Message and data rates may apply. Check with your mobile carrier for details.
• Opt-Out: You may opt out at any time by replying STOP to any message. After opting out, you will receive a confirmation message, and no further messages will be sent.
• Help: For assistance, reply HELP to any message or contact us at fidencio@the-monarch-company.com.
• Not Required: Consent is NOT a condition of purchase or service.

We respect your communication preferences and will honor opt-out requests promptly.

5. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Your Rights and Choices

You have the right to:

• Access and review the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Opt out of marketing communications at any time
• Request deletion of your personal information (subject to legal retention requirements)

To exercise these rights, please contact us at fidencio@the-monarch-company.com.

7. Cookies and Tracking Technologies

We may use cookies, web beacons, and similar tracking technologies to enhance your experience on our website, analyze usage patterns, and deliver personalized content. You can control cookies through your browser settings.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party websites you visit.

9. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with a revised effective date. We encourage you to review this policy periodically.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Monarch Company LLC
13 West Coconut Drive
Lake Worth, FL 33467
Email: fidencio@the-monarch-company.com